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	<title>Comments on: 91 Days of Ramsey</title>
	<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/</link>
	<description>The musings and ravings of a bloggart family</description>
	<pubDate>Thu,  4 Dec 2008 21:20:56 +0000</pubDate>
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		<title>By: Lisa in ME</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9121</link>
		<dc:creator>Lisa in ME</dc:creator>
		<pubDate>Sun, 06 Jul 2008 22:49:08 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9121</guid>
		<description>As one who's dear hubby has been dragging her along kicking &#38; screaming while we "do the Dave Ramsey method," I have to say my hat is off to you. To get where you are in just three months is simply amazing to me! Over the last two days we have listened to Dave's Total Money Makeover while driving home from a family vacation &#38; running errands today. For the first time, I think I'm actually "totally focused with gazelle-like intensity" towards being debt-free. If I had been at this point two years ago, we would have almost been there. Unfortunately, I was not &#38; made a very costly mistake that we are still paying for. ::sigh:: One baby step at a time &#38; we will get there. Thanks for sharing your life with us on-line! I learn something each time I read. ;-)</description>
		<content:encoded><![CDATA[<p>As one who&#8217;s dear hubby has been dragging her along kicking &amp; screaming while we &#8220;do the Dave Ramsey method,&#8221; I have to say my hat is off to you. To get where you are in just three months is simply amazing to me! Over the last two days we have listened to Dave&#8217;s Total Money Makeover while driving home from a family vacation &amp; running errands today. For the first time, I think I&#8217;m actually &#8220;totally focused with gazelle-like intensity&#8221; towards being debt-free. If I had been at this point two years ago, we would have almost been there. Unfortunately, I was not &amp; made a very costly mistake that we are still paying for. ::sigh:: One baby step at a time &amp; we will get there. Thanks for sharing your life with us on-line! I learn something each time I read. <img src='http://www.edgren.com/wordpress/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /></p>
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		<title>By: Tim</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9111</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Fri, 04 Jul 2008 16:10:34 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9111</guid>
		<description>Thank you to all those who have encouraged us in our budgeting, and for the many who we suspect are praying for us.  It is by the strength of Christ that we accomplish ANY good thing, as we recently studied in John 15.  

We are honored and delighted to serve as a small encouragement to others, as well.  

Tim</description>
		<content:encoded><![CDATA[<p>Thank you to all those who have encouraged us in our budgeting, and for the many who we suspect are praying for us.  It is by the strength of Christ that we accomplish ANY good thing, as we recently studied in John 15.  </p>
<p>We are honored and delighted to serve as a small encouragement to others, as well.  </p>
<p>Tim</p>
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		<title>By: gail</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9101</link>
		<dc:creator>gail</dc:creator>
		<pubDate>Thu, 03 Jul 2008 21:12:43 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9101</guid>
		<description>you guys are great!  an inspiration and an encouragement who are trying to get our finances in order.  we have just started to pay down our debt and i love seeing those card balances reach zero.  

i'm so glad the Lord has blessed you on this journey and your willingness to be transparant to spur the rest of us on.</description>
		<content:encoded><![CDATA[<p>you guys are great!  an inspiration and an encouragement who are trying to get our finances in order.  we have just started to pay down our debt and i love seeing those card balances reach zero.  </p>
<p>i&#8217;m so glad the Lord has blessed you on this journey and your willingness to be transparant to spur the rest of us on.</p>
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		<title>By: Jennifer</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9098</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Thu, 03 Jul 2008 12:53:40 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9098</guid>
		<description>WOW!  This is so awesome.  How great to see God blessing you all SO much!  Thanks for letting us watch.  I really enjoy the end of the month blog now to see the difference!  
Your budgeting has inspired me to start working towards paying off those horrible student loans I've accumulated in the past few years!  Thanks Edgrens!</description>
		<content:encoded><![CDATA[<p>WOW!  This is so awesome.  How great to see God blessing you all SO much!  Thanks for letting us watch.  I really enjoy the end of the month blog now to see the difference!<br />
Your budgeting has inspired me to start working towards paying off those horrible student loans I&#8217;ve accumulated in the past few years!  Thanks Edgrens!</p>
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		<title>By: Monica</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9096</link>
		<dc:creator>Monica</dc:creator>
		<pubDate>Wed, 02 Jul 2008 23:56:53 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9096</guid>
		<description>Simply amazing!!  Great job.  I'm inspired to keep on myself.

You are going to call in and scream, "I'm debt free!!"  aren't you?</description>
		<content:encoded><![CDATA[<p>Simply amazing!!  Great job.  I&#8217;m inspired to keep on myself.</p>
<p>You are going to call in and scream, &#8220;I&#8217;m debt free!!&#8221;  aren&#8217;t you?</p>
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		<title>By: Cynthia</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9093</link>
		<dc:creator>Cynthia</dc:creator>
		<pubDate>Wed, 02 Jul 2008 20:19:01 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9093</guid>
		<description>Congratulations!!  You're doing an awesome job.  We've lived on a budget (thanks to Larry Burkett years ago) for 20 some years.  We have recently begun a Dave Ramsey group with some friends of ours who want to get started on a budget.  Since we don't have any debt other than our house our goal is to pay it off.  We only owe about 5 more years on it anyway, but we think we can cut that time in 1/2 by adjusting some of our discretionary spending... living on less than our means to go ahead and pay that debt off more quickly.  It's never been a priority for us because we also wanted to enjoy family vacations, adding more room on to our home, etc., while our kids were still here to enjoy those things... so we'll see... but for now we'll just start socking more $$ away and then decide how to spend it when we have another sizable amount saved up above and beyond our accounts for emergency reserve, 6-12 months living expenses, and investements, etc.

KEEP UP THE HARD WORK!  It'll be so worth it in the end!</description>
		<content:encoded><![CDATA[<p>Congratulations!!  You&#8217;re doing an awesome job.  We&#8217;ve lived on a budget (thanks to Larry Burkett years ago) for 20 some years.  We have recently begun a Dave Ramsey group with some friends of ours who want to get started on a budget.  Since we don&#8217;t have any debt other than our house our goal is to pay it off.  We only owe about 5 more years on it anyway, but we think we can cut that time in 1/2 by adjusting some of our discretionary spending&#8230; living on less than our means to go ahead and pay that debt off more quickly.  It&#8217;s never been a priority for us because we also wanted to enjoy family vacations, adding more room on to our home, etc., while our kids were still here to enjoy those things&#8230; so we&#8217;ll see&#8230; but for now we&#8217;ll just start socking more $$ away and then decide how to spend it when we have another sizable amount saved up above and beyond our accounts for emergency reserve, 6-12 months living expenses, and investements, etc.</p>
<p>KEEP UP THE HARD WORK!  It&#8217;ll be so worth it in the end!</p>
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		<title>By: Jennifer</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9092</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Wed, 02 Jul 2008 18:01:52 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9092</guid>
		<description>Go Edgrens, go Edgrens, go Edgrens....hoo hooo hoooo!

What surprises me is that this stuff isn't required credit in high school!  How can we say a young man or woman is sufficiently educated with little to no understanding of economics and delayed gratification!?    

Good for you guys for being faithful stewards and using common sense!</description>
		<content:encoded><![CDATA[<p>Go Edgrens, go Edgrens, go Edgrens&#8230;.hoo hooo hoooo!</p>
<p>What surprises me is that this stuff isn&#8217;t required credit in high school!  How can we say a young man or woman is sufficiently educated with little to no understanding of economics and delayed gratification!?    </p>
<p>Good for you guys for being faithful stewards and using common sense!</p>
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		<title>By: Leeann</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9091</link>
		<dc:creator>Leeann</dc:creator>
		<pubDate>Wed, 02 Jul 2008 14:29:02 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9091</guid>
		<description>Your family totally ROCKS!

I am glad you hopped on the TMMO bandwagon. You all have made amazing progress!  It really is astounding, isn't it? We always felt like we had "no money" but in reality, we had plenty of it but we were frittering it all away. Having started in February of this year, my goal will be to finish paying off the van by the end of September. 

I am a little worried about the next step though. Building up savings, while intrinsically rewarding, will not have the same "fun" factor. lol

I will continue to be rooting you guys on. You're doing beautifully.

Leeann
ps- by the way, I was laughing aloud at the image of the gazelles in the starting gate, watching your daughter whiz past. lol</description>
		<content:encoded><![CDATA[<p>Your family totally ROCKS!</p>
<p>I am glad you hopped on the TMMO bandwagon. You all have made amazing progress!  It really is astounding, isn&#8217;t it? We always felt like we had &#8220;no money&#8221; but in reality, we had plenty of it but we were frittering it all away. Having started in February of this year, my goal will be to finish paying off the van by the end of September. </p>
<p>I am a little worried about the next step though. Building up savings, while intrinsically rewarding, will not have the same &#8220;fun&#8221; factor. lol</p>
<p>I will continue to be rooting you guys on. You&#8217;re doing beautifully.</p>
<p>Leeann<br />
ps- by the way, I was laughing aloud at the image of the gazelles in the starting gate, watching your daughter whiz past. lol</p>
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		<title>By: Holly @Aiminghigh</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9090</link>
		<dc:creator>Holly @Aiminghigh</dc:creator>
		<pubDate>Wed, 02 Jul 2008 14:15:33 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9090</guid>
		<description>Good job...no, GREAT job!   Keep it up.  Even more blessings are to come!  Watching closely for that "Debt Free" announcement.
Many Blessing,
Holly</description>
		<content:encoded><![CDATA[<p>Good job&#8230;no, GREAT job!   Keep it up.  Even more blessings are to come!  Watching closely for that &#8220;Debt Free&#8221; announcement.<br />
Many Blessing,<br />
Holly</p>
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		<title>By: Cindy-Still His Girl</title>
		<link>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9089</link>
		<dc:creator>Cindy-Still His Girl</dc:creator>
		<pubDate>Wed, 02 Jul 2008 13:47:15 +0000</pubDate>
		<guid>http://www.edgren.com/wordpress/2008/07/01/91-days-of-ramsey/#comment-9089</guid>
		<description>This about made me cry. I'm so happy for you, and so mad at myself.</description>
		<content:encoded><![CDATA[<p>This about made me cry. I&#8217;m so happy for you, and so mad at myself.</p>
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